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Alaska Unclaimed Money: How to Find Unclaimed Money in Alaska

Alaska Unclaimed Money: How to Find Unclaimed Money in Alaska
October 11, 2022

Alaska, also known as the last frontier, is home to one of the smallest populations in the United States. Yet, this city of Northern Light also houses over $80 million in unclaimed money. 

 

Most people think unclaimed monies are funds that have been abandoned by their owners and, therefore, are up for grabs. 


However, while Alaska unclaimed money is abandoned, it remains the legal property of the owners. These funds are only considered unclaimed because the owners/holders have lost touch with their funds for a statutory period. 

 

Only the owner, heir, or court-appointed representative can file or apply for lost and unclaimed money in Alaska. 


The state of Alaska has an unclaimed property act known as AS-34.45. The Act provides that businesses, both profit and non-profit, alongside other governmental agencies, must file for unclaimed money with the State's Department of Revenue. 

 

Under the Act, unclaimed funds are comprised of the following:


* Bank accounts
* Mutual funds
* Stocks 
* Bonds
* Uncashed payroll checks 
* Deposit box contents
* Traveler's checks 
* Utility deposits 

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How to Find State of Alaska Unclaimed Money


An unclaimed money Alaska search can be performed in several ways; you can perform an online search for unclaimed money in Alsaka with public records search website. 

 

Sites, such as backgroundcheck.co, provide access to public records in the entire country, including access to Alsaka unclaimed money. You can find funds that belongs to you or your family members, and claim them back in the required way. 

 

You can also find unclaimed money Alaska funds on official state websites and resources. Here we discuss how to find unclaimed money in Alaska, and how you can get back money that is owed to you.

 

Alaska Unclaimed Property: Dormancy Period 


Under the state's unclaimed property act, funds are abandoned or unclaimed if no documented transaction occurs between the owner and the holder (usually the banks or security exchanges) for an established period. 

 

The dormancy period in Alaska is between 1 to 15 years. The dormancy period for unclaimed money Alaska funds depends on the nature of the funds in question. Below are the dormancy periods for money in Alaska:


* Utility deposits: one year
* Wages: one year
* Stocks and bonds: five years
* Life insurance proceeds: one year
* Customer overpayments: three years
* Traveler's checks: fifteen years
* Savings or checking accounts: five years
* Safe-deposit box contents: one year


How to Find Unclaimed Money in Alaska


The Treasury Division of the Alaska Department of Revenue is tasked with holding all Alsaka unclaimed property, including monies, in Alaska. 

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You can search for as low as $100 of unclaimed money. If you are searching for your lost funds in Alaska, below are valuable techniques you can employ:


Finding Unclaimed Money in Alaska Through the Alaska Treasury Department 


The government of Alaska has made it easy and convenient for persons looking for lost monies. The state's treasury department website is a valuable tool you can use for your search. 

 

Navigate to the site and click on the "Search AK Missing Money" section. 
 

The site will take you to the unclaimed property section. In Alaska, money is also considered property. Enter your first, last, and middle name (where applicable) and click on the search icon. 


The site will run an unclaimed money search and provide you with a claim form. You will be required to notarize and sign the form. If your claim relates to a deceased owner's account, you will be required to offer additional details.

 

After that, fill, print, and mail the completed claim form alongside a copy of your photo ID to the following address:
PO Box 110405
Juneau, AK
0405


You would have to wait for a response from the agency. The waiting period can last six months on some occasions. 

 

The agency reserves the right to approve or deny your claim based on your provided information. It is recommended you stay on your application, as many claims end up denied. In any case, you will receive a rejection or approval letter. 


If your request is approved, you will be provided with further instructions on how to get your Alaska unclaimed money. 

 

If denied, you have the right to file an appeal. You can also contact the treasury department at (907) 465-3726.


Finding State of Alaska Unclaimed Money Through MissingMoney.com 


MissingMoney.com is a popular platform that allows Alaskans to search for unclaimed funds. One of the top benefits of using the site is that it doesn't require users to search by their social security number. 


Instead, all you need to do is navigate to the site and search for the "Alaska missing money" section. After that, enter your name or the name of your business. You will also be required to provide your address and middle name. 


Click on search and wait for results. If you find any unclaimed money under your name, you will have to fill out a form with your full name, relationship with the money, date of birth, and contact information. After that, click on review claim.

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You may have to wait for several days for a response. Always provide current and accurate details so your application will be appropriately attended to. 

 

If you are an heir to the money, you may be asked to provide additional documentation, like the death certificate of the past owner. 


Finding Alsaka Unclaimed Money Through the Federal Deposit Insurance Corporation (FDIC)


The Federal Deposit Insurance Corporation (FDIC) is a federal agency that offers deposit insurance services to financial bodies and depositors of such bodies. 

 

You can find your unclaimed funds via the agency, especially if such funds relate to securities such as stocks and bonds. 


To find your state of Alaska unclaimed money, visit the unclaimed funds' section of the site. You will be required to go through their general disclaimer to commence your search. 

 

Search options include your business name, full name, or the official item check number. To help narrow down your search results, you can also include your state or city. 


Waiting time on the site can take several weeks, and you can always file an appeal if your request is declined. 


Conclusion 


Retrieving unclaimed money in Alaska has never been easier. Nevertheless, you can easily locate your funds using any of the above-mentioned techniques. 

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